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Smart Money Essentials (formerly Build your Own Financial Plan) - with Teleclasses
Are you ready to take charge of your finances and want to study from the comfort of your own home?
We are pleased to offer Smart Money Essentials (formerly Build Your Own Financial Plan) as a teleclass program. What this gives you is the convenience of learning from your home or your office, but with the structure and support from our money coaches, Karin & Sheila and your fellow students to keep you motivated and on track.
Smart Money Essentials (formerly Build Your Own Financial Plan) is our most popular and comprehensive program that will not only teach you the fundamentals of financial planning, but will give you the tools, resources, worksheets and guidance to build, implement and maintain a basic financial plan. (Click here for course outline)
Creating a Financial Plan isn’t just for people who have lots of money or complicated lives. It’s for anyone who wants to feel more in control of their money and their life. Click here for one woman's transformational story.
If you are tired of feeling financially vulnerable and want to be more proactive and self-sufficient in your personal and financial life, this program is for you!
What exactly is a financial plan and how will it help me?
A financial plan is a roadmap to help you define your financial life goals and to give you the tools and structure you need to organize your finances to live the life you want.
Creating a Financial Plan is a process to help you manage all aspects of your personal finances more successfully. It considers all of your financial needs including: budgeting and savings, debt management, tax planning, investments, insurance, retirement and estate planning.
A financial plan will help you:
- reduce stress
- develop a stronger, more empowered relationship with your financial advisors
- improve your relationship with your spouse and family
- achieve your goals
- feel more powerful and self-sufficient
Through the process of creating a financial plan, you will learn more about yourself – what motivates you, what stops you from taking control of your money – and how best to structure your finances in a way that suits your individual psychology, needs and circumstances. You will also learn the language of money and what you steps you need to take so you can rest easy that you have taken care of all aspects of your personal finances.
Who exactly is this program for?
You are a professional woman, an entrepreneur or stay at home mom who wants to feel more confident and secure knowing that you will have the money you need to retire comfortably, to enjoy your work and family without feeling financial pressures and to have money left over for you. Specifically,
- You may be experiencing or contemplating a life transition like a career change, marriage, having children, or retirement and you aren’t sure what the impact will be on your finances. With so much uncertainty, you may be finding it hard to make decisions and it might feel like money (or the lack of it) is throwing cold water on your plans.
- Or, you may never have taken an active role in managing your (or your family’s) finances, but realize that it’s time to get more involved with your money either through desire to take charge or because of a life change such as divorce or death of a spouse.
- You may be tired of feeling stressed about money and are ready to take charge but you aren’t sure where to start, where to turn or who to trust.
If any of these are true for you, this program may be what you’re looking for.
I already work with a financial advisor, why do I need to get involved in creating my own financial plan?
Even if you work with a financial advisor, or are looking for one, learning the basics of financial planning and being actively involved in creating your own financial plan will enable you to delegate, not abdicate responsibility for your money and help you become a more discerning consumer of financial products and advice.
What can I expect from Smart Money Essentials (formerly Build Your Own Financial Plan)?
1) You will learn how to take charge of your money in a way that is integrated with your values, goals, relationships and life direction. And you will have the tools and skills to know:
- What questions to ask other financial professionals
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Where your money goes
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How to get ahead financially
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What you need to do to retire comfortably
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Whether you can afford to work part-time, have a baby, start your own business
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How to manage money if you are widowed or divorced
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How to resolve money conflicts with your partner
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How to judge whether your investment advisor is doing what's best for you
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Whether to put money into RSP's or pay down the mortgage
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How to finance your children's education
2) You will have a written financial plan that you create step by step that includes:
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A clear picture of your life and financial goals
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A spending and savings plan that is easy to follow
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Strategies to pay off debt
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How to analyze your investments and action steps to build a better investment mix
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Retirement projections that show you what you need to do now to retire comfortably
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A review of your insurance and whether you have enough or too much
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Why you need a will, power of attorney and health care directive and how to get one
3) You will feel more confident selecting and working with your financial advisors (bankers, accountants, investment advisors, lawyers)
4) You will have peace of mind and a plan in place to achieve financial freedom and security
5) You will have the opportunity to ask specific questions relating to your unique personal and financial circumstances
How does the Smart Money Essentials (formerly Build Your Own Financial Plan) program work?
The program is highly interactive and hands-on and is designed to not only help you learn the basics of financial planning, but to give you the skills, tools, tips and techniques to take immediate action with your money.
Teleclasses run every 2nd week over 3 months and are facilitated by Karin & Sheila, experienced financial planners and educators. You will also get a 140 page learning guide that distills all of the most important financial concepts in concise, practical, easy to understand language. It also includes stories, resources, and a CD with all the worksheets you need to build your financial plan.
You also get a free downloadable audio recording of all the teleclasses. You can then listen in at your convenience in case you miss a class or if you simply want to review any of the classes later.
We know how busy you are so we’ve designed the program to break up complex topics into manageable pieces so you can integrate the information slowly and consistently. That’s why the teleclasses are every 2 weeks so you have time in between the classes to read and integrate the new material, work on the worksheets and be prepared with your questions for the following class.
This way you don’t just get a bunch of information and worksheets that end up sitting on your desk, you get the structure and accountability to help make sure you get organized with your money - once and for all.
Each class follows a similar format – We review the key financial planning concepts that you need to know and the “homework” relating to the session. We also facilitate interactive discussion and Q&A, and then go over what you need to do for the next session.
For Program Outline, click here...
To find out more about the program register for our upcoming Free Preview Teleclass, click here.....
How does the teleclass program work?
Once you register, we will mail you the learning guide along with a CD with worksheets so you have all the tools you need to start building your own financial plan. We will also send you the details of how to dial in to the teleclasses. Karin & Sheila will facilitate six 75 minute teleclasses (see program outline) which will give you an opportunity to get advice, ask questions and get the information and support you need to reach your financial goals. Expect to spend 2-3 hours every 2 weeks on the exercises and reading in between the classes.
DETAILS FOR THE NEXT TELECLASS SESSION
When does the program start?
The next series starts Thursday May 13th, 2010 and runs every 2nd Thursday from 6:30-7:45 pm (Pacific Standard Time). Class dates: May 134th, May 27th, June 10th, June 24th, July 8th and July 22nd.
(Please note: We use a US teleconference system so you will need to dial a US long distance phone number to access the teleclass.)
How much does it cost?
$225 + GST before April 1st, $275+gst after- Sign up with a friend and you both save $25!
Prefer to create your plan more quickly?
Check out our Smart Money Essentials - Intensive Weekend workshop programs.
Looking for more support?
If you want more support during or after the program, or if you'd prefer to work one-on-one with a money coach, contact Karin or Sheila to book a complimentary 1/2 hour phone consultation.
Need more information or to register?
Contact Karin at 604 880-4143 or karin@womensfinanciallearning.ca
The Learning Guide for the course does a great job breaking down a scary subject into manageable pieces. It’s written in very accessible language and the tone was perfect - folksy, friendly, encouraging. The quotations and examples were great as they helped to emphasize certain points. I especially appreciated that you and Karin included your own stories too as it personalized the whole thing. Marnie W.
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