Sheila's Debt-Free Challenge 

Why spend one more day wondering when you will ever get out of debt? Sign up for Sheila's Debt-Free Challenge and learn to get out and stay out of debt. This 12-week program is designed to take the stress out of managing your money. It will give you the tools and the motivation to become debt-free, sooner than you think!

Through classroom instruction and assignments you will:

• Have a clear plan to get out of debt
• Learn new strategies for success
• Learn to manage your money without a budget
• Develop a spending / savings plan that works for you
• Start to save for the things you want
• Feel good about your money!

 If you take the challenge, you will have a plan, the tools and the know-how to get out and stay out of debt. You will also develop a support network. Sheila, and the women taking the challenge with you, will support you to learn and motivate you to stay on track.

My net worth has increased more than $4000 in 3 months. I used to think, I shouldn't pay for something I should be able to figure out myself. I finally admitted, if I hadn't figured out my finances after 43 years on this planet, I needed a professional. I have already recovered the costs of coaching several times over. ~ Lyn