Here are the 10 steps I have identified to help you turn your money into a good friend and trusted partner

• Create a vision for your life. Set authentic goals.
• Figure out where you stand with your money (emotionally and financially)
• Understand your cash inflows and outflows
• Connect your spending to your goals and values
• Stay out of “lifestyle” debt
• Talk openly and honestly about money with loved ones
• Delegate, don’t abdicate responsibility for your money – educate and empower yourself
• Be grateful for what you have. Figure out what ‘enough’ means to you.
• Develop a ‘giving back’ program
• Acknowledge your successes

Developing a healthy relationship to money isn’t a “get rich quick scheme” and does take commitment, time, energy, and discipline, but if you remember that money is simply a tool to help you live the life you want, the rewards are well worth it.