If you’re feeling anxious or overwhelmed with your debt load these days – you are certainly not alone. Although the economic outlook is rosier these days and you might be feeling more positive about your job security, your investments and the value of real estate, you might still be worried about how to get rid of that darned debt that just never seems to disappear!
You might be hoping that the debt problem will just resolve itself or that you should be able to find some solution yourself – after all, how hard can it be to figure out?
But in my experience most people need a shake up, a change of thinking, and a good dose of reality to make lasting changes to their financial situation. You really don’t have to struggle with the debt any longer – you have options, but you do need to started taking action.
Karin’s recent Financial Post Magazine article does a great job of summarizing your alternatives when it comes to resolving debt issues and is a good place to start educating yourself on the resources that are available to you.
Read – Debt on Overload? You have Alternatives
So, if you’ve been living with debt longer than you’d like, there is hope, but you need to take action as soon as possible. Ask for help – even if you feel embarrased or ashamed that you have let things go on for so long. Do whatever you can to make sure that you bring your debt under control so you can avoid some of the more severe alternatives like bankruptcy or having creditors start knocking at your door.
Sheila’s Debt-Free Challenge
Here’s where I can help. In my program Sheila’s Debt-Free Challenge and in my work with individual clients, I give people the tools, guidance and expert advice to help them resolve debt issues once and for all. I have seen quick and dramatic changes that can happen almost overnight. In fact, I have had clients and students tell me that the stress relief starts the minute they sign up for a debt management program!
So if you see yourself heading down the road of debt overload – do yourself a big favor – get help sooner rather than later. Don’t suffer needlessly wishing for it to go away. Some simple changes to your financial habits early on can make a big difference and save you a lot of grief down the road.
Are you Ready to Take Control?
If you’re ready to take a step to getting your debt under control, join me on the Free Preview Call for the Debt-Free Challenge program. On the call, I will tell you more about the 12 week Debt Free Challenge program and give you some tips and techniques to get you started right away. – Sheila Walkington