By Josh Black, CPA, CMA

With so much financial advice widely and easily available in videos, books and blogs, you may wonder what more a money coach can offer you. Money coaching costs money, and a good money coach would tell you not to spend your money without asking yourself a few questions first.

Have I been chasing the same goal for a while with little or no results? Do I even have goals?

So many people set vague goals that are more like wishes than plans; I want to save more, or, I want to be debt free. A money coach will help you become very specific about what you want. But even clear goals alone are not enough; a money coach helps you create a framework of actionable steps. As you move from thought to action you begin to see measurable results immediately, and results breed confidence and eventually mastery over your money.

Do I keep setting start dates in the future and missing them?

It’s easy to let ourselves off the hook. Life is busy, unexpected circumstances throw our plans off track, but if we are honest, our reasons are often just excuses that mask our fears, or our limiting belief about our ability to meet our goals. That’s why so many people who set goals put off taking action. A money coach can keep you focused, dissipate your fears and encourage the confidence to finally move from planning into action. Continue reading →